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The ecosystem

Payments belong to the people that made them

Every dollar that leaves the credit union industry is a dollar that didn’t go back to a member. We exist to keep that money inside the system that earned it.

The x-factor

Why choose CU*PAY…
for The CU*Pay Advantage

Built by Credit Unions. Designed for the Future of Payments.
We empower financial institutions to deliver seamless, secure payment experiences through the channels consumers depend on today. Beginning with credit and debit cards, our modern, scalable platform is built to evolve alongside the rapidly changing payments landscape—supporting future innovations such as virtual cards, numberless cards, digital wallets, tokenization, and emerging payment technologies.

Built by credit unions, for credit unions, our solution is designed with a deep understanding of the unique needs of the credit union movement. We combine industry expertise with forward-thinking technology to help credit unions strengthen member relationships, simplify operations, and confidently embrace the future of payments.

The visionaries

People who’ve been here before — and want to come back.

The founding team behind CU*PAY has spent decades building cooperative infrastructure for credit unions.

Geoff Johnson

“The payments industry doesn’t reward cooperation.
We’re going to.”

John Ainsworth

“A CUSO has one customer — the credit union next to it — and one job: be cheaper than the alternative.”

Owner credit unions

The CU*PAY Difference

The team behind CU*PAY has spent decades building cooperative infrastructure for credit unions.  We don’t answer to investors looking to skim off every swipe. We answer to credit unions who use the network we’ve built. CU*PAY is part of the CU*Answers network, the core processor behind CBX and It’s Me 247.  We are dedicated to the same model: cooperatively owned, fairly priced, and accountable to the people who use what we build.

Join our movement.  See what happens when payments are built around the needs of members.

Strategic briefing

Get on the list.

Tell us a bit about your credit union and we’ll schedule a private briefing as CU*PAY opens to its first members.

Or write directly: info@wearecupay.com

Strategic Briefing

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